Atrato is a financial technology company transforming the payment landscape in Mexico with its accessible and transparent 'Buy Now, Pay Later' (BNPL) solutions. Founded in 2019, Atrato empowers consumers to make purchases online and in-store and pay in flexible installments, often without needing a traditional credit card. Simultaneously, it helps merchants boost sales, increase average order value, and attract a wider customer base. Atrato is focused on promoting financial inclusion by providing fair and easy-to-understand credit options, thereby making desirable goods and services more attainable for the Mexican population.
The headquarters serves as the nerve center for Atrato's operations, including strategic planning, product development, engineering, business development, marketing, and customer support leadership for its BNPL services across Mexico.
Likely a contemporary office space designed to foster innovation and collaboration, featuring modern amenities, open work areas, and technology-equipped meeting rooms typical of a dynamic fintech company.
Atrato cultivates a fast-paced, innovative, and mission-driven work culture. There's a strong emphasis on customer-centricity, financial inclusion, technological excellence, teamwork, and agile methodologies to adapt to the rapidly evolving fintech landscape in Latin America.
Being headquartered in Mexico City provides Atrato with direct access to a vibrant tech ecosystem, a large pool of talent, key financial institutions, and a diverse merchant and consumer base crucial for its growth and market penetration.
Atrato's operations are currently focused on the Mexican market, where it provides its 'Buy Now, Pay Later' services to consumers and merchants nationwide. Its digital platform supports its services across Mexico. While its direct physical presence is centered in Mexico City, the company's business model has the potential for expansion into other Latin American markets in the future as it continues to grow and scale its financial solutions.
Varsovia 36, Colonia Juárez, Alcaldía Cuauhtémoc
Ciudad de México
CDMX
Mexico
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As of April 2025, Atrato' leadership includes:
Atrato has been backed by several prominent investors over the years, including:
Specific details regarding executive new hires or departures at Atrato within the last 12 months are not widely publicized. As a private company, such changes are often managed internally without extensive public announcements unless they involve very senior roles or significant strategic shifts. No major public announcements found for the last 12 months.
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Common email formats for technology companies like Atrato often use the first name or a combination of first initial and last name. Based on typical patterns, one likely format is [first_name]@atratopago.com.
[first_name]@atratopago.com
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example@atratopago.com
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Contxto • August 9, 2023
Mexican BNPL startup Atrato secured US$7.5 million in equity and US$20 million in debt. The funding is aimed at fueling its growth and expanding its 'buy now, pay later' services for online and physical stores across Mexico....more
LatamList • August 9, 2023
Atrato, a Mexican buy now, pay later (BNPL) platform, announced a $27.5 million funding round, comprising $7.5 million in equity and $20 million in debt. This capital injection will be used to expand its operations and enhance its product offerings in the Mexican market....more
TechCrunch • March 9, 2022
Atrato, a Mexico City-based startup that aims to give Latin Americans more purchasing power via buy now, pay later (BNPL) solutions, has raised $15 million in a Series A equity funding round led by Accel. The company also secured $30 million in debt....more
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