Arab Financial Services
Arab Financial Services's Overview
Arab Financial Services (AFS) is a leading digital payment solutions provider and FinTech enabler in the Middle East and Africa (MENA) region. Established in 1984, AFS is owned by a consortium of 40 banks and financial institutions. The company offers a wide range of innovative payment solutions, including card processing, merchant acquiring, digital wallets, and value-added services to financial institutions, businesses, and consumers. AFS is committed to driving the adoption of digital payments and supporting the region's financial technology ecosystem.
Where is Arab Financial Services's Headquarters?
HQ Function
Serves as the central hub for AFS's strategic decision-making, product innovation, technology development, and regional operations management in the financial technology and digital payments sector.
Notable Features:
The AFS Tower is a modern, purpose-built facility, reflecting the company's commitment to technological advancement and providing a state-of-the-art environment for its operations.
Work Culture:
AFS fosters a dynamic, innovative, and collaborative work culture. Employees are encouraged to be customer-centric and drive technological excellence, contributing to a fast-paced environment focused on growth and development in the FinTech space.
HQ Significance:
The headquarters' location in Bahrain, a prominent financial center in the MENA region, underscores AFS's importance in the regional payments landscape and facilitates its engagement with key financial institutions and regulatory bodies.
Values Reflected in HQ: The headquarters reflects AFS's core values of innovation, security, reliability, customer focus, and leadership in the digital payments domain.
Location:
Arab Financial Services (AFS) primarily operates across the Middle East and Africa (MENA) region. Its global presence is characterized by providing comprehensive digital payment solutions and FinTech enablement services. This includes card issuing and acquiring processing, merchant services, digital banking solutions, and open finance platforms. AFS supports financial institutions, businesses, and governments in their digital transformation journey, facilitating secure and efficient payment ecosystems in countries like Bahrain, UAE, Egypt, Oman, and beyond.
Street Address:
AFS Tower, Building 350, Road 2805, Block 428, Seef District
City:
Manama
State/Province:
Capital Governorate
Country:
Bahrain
Arab Financial Services's Global Presence
Cairo, Egypt
Address: Smart Village, Building B21, Giza, Egypt
To cater to the rapidly growing Egyptian market, support financial inclusion initiatives, and leverage local talent for developing and deploying FinTech solutions tailored to North African needs.
Dubai, UAE
Address: The Offices 3, One Central, Dubai World Trade Centre, Dubai, UAE
To strengthen AFS's presence in the dynamic UAE market, serve as a gateway to other GCC countries, and drive innovation in areas like e-commerce payments and digital wallets.
Buying Intent Signals for Arab Financial Services
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Executive Team of Arab Financial Services
As of April 2025, Arab Financial Services' leadership includes:
Investors of Arab Financial Services
Arab Financial Services has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
Based on publicly available information, there have not been highly publicized major executive hires or exits at the topmost C-suite level (CEO, DCEO) for Arab Financial Services in the immediate past 12 months. However, strategic appointments and transitions at senior management levels may occur as part of ongoing business development.
Technology (Tech Stack) used by Arab Financial Services
Discover the tools Arab Financial Services uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Arab Financial Services Email Formats and Examples
Arab Financial Services likely utilizes standard corporate email formats for professional communication. The most common formats usually involve combinations of first name, last name, and initials.
[first_initial][last]@afs.com.bh
Format
ssoliman@afs.com.bh
Example
80%
Success rate
News and media
Zawya • February 26, 2024
AFS partners with Al Baraka Islamic Bank to enhance payments landscape in Bahrain
Arab Financial Services (AFS) has partnered with Al Baraka Islamic Bank (AIB) Bahrain to roll out a series of new debit card products and enhance the bank's digital payments offerings. This collaboration aims to expand AFS's issuer processing business and support AIB's digital transformation strategy....more
Trade Arabia • February 12, 2024
AFS, Discover Global Network forge strategic alliance
Arab Financial Services (AFS) and Discover Global Network have announced a strategic alliance. This partnership will enable AFS’s acquiring banks across the region to accept Discover, Diners Club International and network alliance cards at their merchant locations, significantly expanding card acceptance for Discover cardholders in the MENA region....more
Bahrain News Agency • October 23, 2023
AFS partners with Infobip to offer WhatsApp business platform services
Arab Financial Services (AFS) has partnered with global cloud communications platform Infobip to offer WhatsApp Business Platform services to its client banks and financial institutions. This will enable AFS clients to engage with their customers through a popular messaging channel for services like notifications, customer support, and promotional campaigns....more
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