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APS Bank's Overview

Total employees503
HeadquartersBirkirkara
Founded1910

APS Bank plc is a prominent Maltese bank with a rich history dating back to 1910. It provides a comprehensive suite of financial services, including personal banking (savings accounts, home loans, personal loans, credit cards), business banking (corporate finance, operational banking, international trade services), and investment services (portfolio management, advisory). The bank is recognized for its strong community focus, ethical banking principles, and dedication to supporting the Maltese economy. It is listed on the Malta Stock Exchange and continues to innovate its offerings, including digital banking solutions.

Where is APS Bank's Headquarters?

HQ Function

The headquarters hosts the bank's core departments, including executive management, corporate governance, risk management, finance, IT, marketing, human resources, and central support services for its national branch network.

Notable Features:

APS Centre is a modern office building designed to facilitate efficient banking operations and provide a contemporary work environment. It incorporates advanced technological infrastructure and spaces conducive to collaboration and customer service.

Work Culture:

APS Bank fosters a work culture rooted in its values of community, ethics, and customer-centricity. It emphasizes employee development, inclusivity, collaboration, and a commitment to social responsibility.

HQ Significance:

The headquarters is pivotal as the command center for APS Bank plc, directing its operations across Malta and Gozo, formulating strategic initiatives, ensuring regulatory compliance, and upholding its mission to serve the Maltese community.

Values Reflected in HQ: The headquarters' design and operations aim to reflect APS Bank's values of professionalism, stability, innovation, transparency, and commitment to its customers and stakeholders.

Location:

APS Bank plc primarily focuses its operations on the Maltese islands (Malta and Gozo). While it does not maintain physical branches or direct operations internationally, it supports its customers' global needs through a network of correspondent banking relationships. This enables international payments, trade finance, and other cross-border services for its Maltese client base involved in international business.

Street Address:

APS Centre, Tower Street

City:

Birkirkara

State/Province:

N/A

Country:

Malta

APS Bank's Global Presence

Valletta, Malta

Address: 167, St Lucia Street, Valletta VLT 1185, Malta

To serve the significant banking needs within Valletta, supporting its commercial and administrative activities, and offering convenient access to financial services in a high-traffic area.

Victoria, Gozo, Malta

Address: 22A, Republic Street, Victoria, Gozo VCT 1030, Malta

Ensures APS Bank's presence and service delivery on the sister island of Gozo, supporting its distinct economic and social fabric and providing accessible financial solutions to the Gozitan community.

Mosta, Malta

Address: 15, Constitution Street, Mosta MST 9051, Malta

To cater to the banking requirements of the densely populated Mosta region and surrounding areas, contributing to local economic activity by providing accessible financial services.

Buying Intent Signals for APS Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of APS Bank

As of April 2025, APS Bank' leadership includes:

Marcel Cassar - Chief Executive Officer
Lino Delia - Chief Financial Officer
Anthony Buttigieg - Chief Banking Officer
Noel McCarthy - Chief Operations Officer
Giovanni Bartolotta - Chief Risk Officer
Ronald Mizzi - Chief Strategy Officer
Elaine Calleja - Chief People Officer

Investors of APS Bank

APS Bank has been backed by several prominent investors over the years, including:

Archdiocese of Malta (via direct holdings and APS Capital p.l.c.)
MAPFRE Middlesea plc
ATLAS Insurance PCC Limited
IVALIFE Insurance Limited
General Public (via Malta Stock Exchange)

Executive New Hires/Exits in the Last 12 Months

Hire3
Exits0

APS Bank plc has made strategic additions to its leadership team over the past year, appointing a new Chief People Officer, Chief Strategy Officer, and Company Secretary to support its growth and governance. No major executive departures have been publicly announced during this period.

New Appointments:

Elaine Calleja, Elaine Calleja was appointed as Chief People Officer, responsible for overseeing the bank's human resources strategy, talent management, and employee development.
Ronald Mizzi, Ronald Mizzi joined APS Bank as Chief Strategy Officer to lead the development and execution of the bank's strategic initiatives and long-term growth plans.
Dr. Margot Pisani, Dr. Margot Pisani was appointed as the new Company Secretary, taking on responsibilities for corporate governance and board support.

Technology (Tech Stack) used by APS Bank

Discover the tools APS Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

APS Bank Email Formats and Examples

APS Bank plc typically uses a standard corporate email format for its employees. The most common format appears to be the first initial followed by a period and the last name, all before the '@apsbank.com.mt' domain. Generic departmental emails like 'info@' or 'communications@' are also used.

[first_initial].[last_name]@apsbank.com.mt

Format

m.cassar@apsbank.com.mt

Example

75%

Success rate

News and media

APS Bank Website / Malta Stock ExchangeMay 29, 2024

APS Bank plc Announces Allocation Policy for New Subordinated Bonds due 2034

APS Bank plc announced the allocation policy for its €50 million 5.25% Unsecured Subordinated Bonds 2029-2034. The bank reported strong demand from investors, indicating confidence in its financial stability and growth strategy. The proceeds will support the Bank's ongoing development....more

BusinessNow.mt / APS Bank plcMay 16, 2024

APS Bank shareholders approve all resolutions at AGM, including €0.026 dividend per share

At its Annual General Meeting held on May 16, 2024, APS Bank plc shareholders approved all proposed resolutions, including the financial statements for the year ended December 31, 2023, and the payment of a final net dividend of €0.026 per ordinary share. The meeting also covered the bank's performance and strategic priorities....more

Times of MaltaMarch 28, 2024

APS Bank plc registers €30.2 million pre-tax profit for 2023

APS Bank Group reported a strong financial performance for the year 2023, with a pre-tax profit of €30.2 million, a substantial increase from €15.7 million in 2022. The growth was attributed to higher net interest income and an expansion in the bank's lending portfolio....more

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