AlphaCredit
AlphaCredit's Overview
AlphaCredit was a Mexican financial technology company established in 2011. It focused on providing consumer loans, payroll-deducted loans, and financial solutions for small and medium-sized enterprises (SMEs) primarily in Mexico and Colombia. The company aimed to serve populations with limited access to traditional banking services by leveraging technology for loan origination and management. In 2021, AlphaCredit encountered significant financial difficulties, leading to a Chapter 11 bankruptcy filing in the United States. In 2022, a consortium of investors, including IDB Invest and Creation Investments, acquired key assets of AlphaCredit, aiming to restructure and continue viable operations under new frameworks, with some assets and platforms evolving into new entities like Coppel Access.
Where is AlphaCredit's Headquarters?
HQ Function
This central office managed AlphaCredit's strategic direction, core operations, technological development, and financial oversight for its Mexican market.
Notable Features:
The headquarters was located in a modern office building, typical of those in the Lomas de Chapultepec business area, likely featuring contemporary workspaces and facilities.
Work Culture:
Prior to its financial challenges, AlphaCredit likely fostered an agile, technology-driven work culture, emphasizing innovation in financial services and financial inclusion. Post-restructuring, any remaining operations would adopt the culture of the new owning entities.
HQ Significance:
The Mexico City headquarters was pivotal for AlphaCredit's growth and operations in Latin America's fintech sector, serving as the nerve center for its largest market.
Values Reflected in HQ: The headquarters aimed to embody AlphaCredit's commitment to innovation, accessibility, and customer-centric financial solutions, though these were ultimately impacted by its financial distress.
Location:
Before its restructuring, AlphaCredit's primary operations were concentrated in Mexico and Colombia. Globally supported functions included the development and maintenance of its proprietary lending technology platform, centralized risk management modeling, data analytics, and strategic financial partnerships to support its Latin American focused lending activities.
Street Address:
Montes Urales 424, Piso 5, Lomas de Chapultepec
City:
Ciudad de México
State/Province:
CDMX
Country:
Mexico
AlphaCredit's Global Presence
Bogotá, Colombia
Address: Specific street address in Bogotá is not consistently public, but a significant operational office was maintained.
To expand AlphaCredit's footprint in South America, targeting the Colombian market for consumer and SME lending, and serving as a key regional hub.
Buying Intent Signals for AlphaCredit
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Executive Team of AlphaCredit
As of April 2025, AlphaCredit' leadership includes:
Investors of AlphaCredit
AlphaCredit has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
AlphaCredit underwent significant leadership changes, particularly in 2021, leading up to its Chapter 11 bankruptcy filing and subsequent asset acquisition. These changes included CEO transitions and the appointment of restructuring officers.
Departures
New Appointments:
Technology (Tech Stack) used by AlphaCredit
Discover the tools AlphaCredit uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
AlphaCredit Email Formats and Examples
Prior to its restructuring, AlphaCredit likely used a common corporate email format, typically combining an employee's first and last name with the company domain 'alphacredit.mx'. Given the company's bankruptcy and asset acquisition, emails to old @alphacredit.mx addresses are unlikely to be active.
[first].[last]@alphacredit.mx
Format
nombre.apellido@alphacredit.mx
Example
5%
Success rate
News and media
Reuters • August 9, 2021
AlphaCredit Files for Chapter 11 Bankruptcy Protection in U.S.
Mexican non-bank lender AlphaCredit announced it had filed for Chapter 11 bankruptcy protection in the United States. The company cited the economic impact of the COVID-19 pandemic and previously disclosed accounting errors as reasons for the filing, after defaulting on debt obligations....more
PR Newswire / Consortium • April 26, 2022
Consortium Led by IDB Invest and Creation Investments Acquires Key Assets of AlphaCredit
A consortium of existing lenders and new investors, including IDB Invest and Creation Investments, completed the acquisition of AlphaFlow, representing key assets of AlphaCredit. The acquisition aimed to preserve value and continue serving customers through a restructured and recapitalized platform, which later evolved into new initiatives like Coppel Access....more
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