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Advanzia Bank S.A.'s Overview

Total employees245
HeadquartersMunsbach
Founded2005

Advanzia Bank S.A. is a European online bank founded in 2005 and headquartered in Munsbach, Luxembourg. The bank specializes in providing consumer finance products, primarily no-fee credit cards (Mastercard Gold) and deposit accounts. Advanzia operates as a digital-first bank, serving customers directly without a physical branch network. Its key markets include Germany, Luxembourg, Austria, France, and Spain. The bank focuses on simple, transparent products and a straightforward online customer experience. It is owned by the Norwegian private investment company Kistefos AS.

Where is Advanzia Bank S.A.'s Headquarters?

HQ Function

The headquarters serves as the central hub for all of Advanzia Bank's operations, including strategic planning, product development, IT, risk management, customer service oversight, and corporate governance for its activities across Europe.

Notable Features:

The headquarters is located in the Parc d'Activité Syrdall, a well-known business park. The building is a modern office facility designed to support a digital banking environment and foster collaboration.

Work Culture:

The work culture at Advanzia's headquarters is likely dynamic, innovative, and international, reflecting its status as a digital bank operating in multiple European countries. Emphasis is placed on agility, customer-centricity, and technological proficiency.

HQ Significance:

Its location in Luxembourg, a major international financial center, provides Advanzia with a strategic base for its European operations, benefiting from the country's robust regulatory framework and financial expertise. The HQ centralizes control and strategy for its diverse markets.

Values Reflected in HQ: The headquarters likely reflects Advanzia's core values such as transparency, simplicity, efficiency, technological innovation, and a strong customer focus, housed within a professional and secure environment.

Location:

Advanzia Bank S.A. operates with a centralized model from its Luxembourg headquarters, offering its digital banking services, primarily credit cards and deposit solutions, to customers in several European countries. Its main markets include Germany, Luxembourg, Austria, France, and Spain. All customer interactions and product deliveries are managed digitally, underscoring its business model as an online-only bank.

Street Address:

9, rue Gabriel Lippmann

City:

Munsbach

State/Province:

Canton of Luxembourg

Country:

Luxembourg

Advanzia Bank S.A.'s Global Presence

Buying Intent Signals for Advanzia Bank S.A.

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Advanzia Bank S.A.

As of April 2025, Advanzia Bank S.A.' leadership includes:

Roland Ludwig - Chief Executive Officer (CEO)
Patrick Thilges - Chief Financial Officer (CFO)
Linda Früh - Chief Operations & Technology Officer (COTO)
Johannes Neander - Chief Commercial Officer (CCO)
Kaj Larsen - General Counsel & Chief Conduct and Control Officer (GC & CCCO)
Søren Lutchmun - Chief Governance, Risk & Compliance Officer (CGRCO)
Christian Reusch - Chief Credit Officer (CCO)

Investors of Advanzia Bank S.A.

Advanzia Bank S.A. has been backed by several prominent investors over the years, including:

Kistefos AS

Executive New Hires/Exits in the Last 12 Months

Hire2
Exits1

Advanzia Bank S.A. has strengthened its executive team with key appointments in early 2024, welcoming a new Chief Operations & Technology Officer and a new Chief Credit Officer. These changes reflect the bank's ongoing commitment to operational excellence, technological advancement, and robust credit management.

Departures

Franck Hirtz, Franck Hirtz departed from his role as Chief Operations & Technology Officer.

New Appointments:

Linda Früh, Linda Früh appointed as new Chief Operations & Technology Officer.
Christian Reusch, Christian Reusch appointed as new Chief Credit Officer.

Technology (Tech Stack) used by Advanzia Bank S.A.

Discover the tools Advanzia Bank S.A. uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Advanzia Bank S.A. Email Formats and Examples

Advanzia Bank S.A. likely utilizes standard corporate email address formats. Common patterns include [first].[last]@advanzia.com (e.g., jane.doe@advanzia.com) or [first_initial][last]@advanzia.com (e.g., jdoe@advanzia.com). For official communication, it is always recommended to use the contact forms or publicly listed email addresses on the company's official website.

[first].[last]@advanzia.com

Format

jane.doe@advanzia.com

Example

70%

Success rate

News and media

Advanzia Bank S.A. Official WebsiteApril 25, 2024

Advanzia Bank Reports Record Results for 2023 and Continues its Growth Trajectory

Advanzia Bank S.A. announced a record net profit of EUR 101.3 million for the fiscal year 2023, marking a 21% increase compared to 2022. The bank's credit card receivables grew by 14% to EUR 2.6 billion, and its customer base expanded to 2.5 million, demonstrating robust growth across its European markets....more

Advanzia Bank S.A. Official WebsiteFebruary 1, 2024

Advanzia Bank Appoints Christian Reusch as New Chief Credit Officer

Advanzia Bank S.A. announced the appointment of Christian Reusch as its new Chief Credit Officer (CCO), effective February 1, 2024. Christian Reusch brings extensive experience in credit risk management and will be responsible for overseeing Advanzia’s credit strategy and portfolio quality....more

Advanzia Bank S.A. Official WebsiteJanuary 8, 2024

Advanzia Bank Appoints Linda Früh as New Chief Operations & Technology Officer

Advanzia Bank S.A. has appointed Linda Früh as its new Chief Operations & Technology Officer (COTO), effective January 1, 2024. She succeeded Franck Hirtz and is tasked with spearheading the bank's operational efficiency and technological innovation agenda. Linda Früh has a strong background in banking operations and IT transformation....more

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