Addiko Bank AG is a banking group with a primary focus on providing consumer and Small and Medium-sized Enterprise (SME) banking services in Southeastern Europe (SEE). Headquartered in Vienna, Austria, Addiko Bank operates a network of banks and financial service entities in Croatia, Slovenia, Bosnia and Herzegovina (both Federation of BiH and Republika Srpska), Serbia, and Montenegro. The bank emphasizes 'straightforward banking' with a focus on efficiency, simplicity, and digital services. It offers a range of products including consumer loans, mortgages, SME business loans, payment services, and digital banking solutions.
The Vienna headquarters serves as the central management and administrative hub for the Addiko Group, overseeing strategy, risk management, group-wide operations, IT, legal, compliance, and the coordination of its banking subsidiaries in Southeastern Europe.
The headquarters are situated in a prominent district of Vienna, housed in a modern office building equipped to support the bank's operational and strategic needs. The location reflects its status as an international banking group.
The work culture at Addiko Bank's headquarters is characterized by a professional banking environment blended with a drive for innovation and digital transformation. There's an emphasis on efficiency, customer-centricity, and collaboration across its multinational operations.
The Vienna HQ is significant as it anchors Addiko Bank's operations within the European Union, providing a stable regulatory and financial environment. It's the nerve center for its specialized banking model focused on the SEE region.
Addiko Bank AG's primary operational presence is concentrated in Southeastern Europe, with subsidiary banks in Croatia, Slovenia, Bosnia and Herzegovina, Serbia, and Montenegro. Its Vienna, Austria headquarters provides overall strategic direction, group-wide governance, risk management, and shared services. While its customer-facing operations are regional, the Vienna hub connects the group to international financial markets and regulatory bodies within the European Union.
Wipplingerstraße 34 / Börsegasse 14
Vienna
Vienna
Austria
Address: Slavonska avenija 6, 10000 Zagreb, Croatia
Serves as the central operational hub for the Croatian market, managing a network of branches and digital channels to cater to consumer and business clients across Croatia.
Address: Dunajska cesta 117, 1000 Ljubljana, Slovenia
Manages Addiko's banking operations in Slovenia, driving growth in consumer finance and SME lending, and promoting digital banking adoption within the country.
Address: Trg solidarnosti 12, 71000 Sarajevo, Bosnia and Herzegovina (for Addiko Bank d.d. Sarajevo)
Key operational center for serving clients in the Federation of Bosnia and Herzegovina, offering localized banking products and supporting economic activity in the region.
Address: Aleja Svetog Save 13, 78000 Banja Luka, Bosnia and Herzegovina (for Addiko Bank a.d. Banja Luka)
Primary hub for Addiko's operations in Republika Srpska, providing tailored banking solutions to meet the needs of local consumers and businesses.
Address: Bulevar Mihajla Pupina 6, 11070 Novi Beograd, Serbia
Drives Addiko's market presence in Serbia, offering competitive financial products and leveraging digital platforms to enhance customer experience and operational efficiency.
Address: Bulevar Džordža Vašingtona 98, 81000 Podgorica, Montenegro
Manages Addiko's operations in Montenegro, focusing on growing its customer base through accessible and efficient banking solutions in the Montenegrin market.
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As of April 2025, Addiko Bank AG' leadership includes:
Addiko Bank AG has been backed by several prominent investors over the years, including:
Addiko Bank AG saw a key appointment to its Management Board in mid-2023. Other changes, if any, have been less prominent or part of routine role adjustments. The core leadership team has demonstrated stability.
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Addiko Bank AG, like many corporations, utilizes a standardized email format for its employees. The most common format appears to be a combination of the employee's first and last name, separated by a dot, followed by the @addiko.com domain.
[first].[last]@addiko.com
Format
max.mustermann@addiko.com
Example
90%
Success rate
Addiko Bank AG Investor Relations • May 7, 2024
Addiko Bank AG reported a net profit of €10.1 million for the first quarter of 2024, up from €8.7 million in Q1 2023. The bank highlighted continued growth in its focus segments of Consumers and SMEs, with a strong CET1 ratio of 20.5%....more
Addiko Bank AG Investor Relations • February 29, 2024
Addiko Bank AG announced a record net profit of €50.5 million for the full year 2023, a significant increase from €13.2 million in 2022. The bank attributed this to strong performance in its core business areas and effective cost management. A dividend proposal of €1.26 per share was made....more
SeeNews • December 12, 2023
Serbian payment institution Alta Pay Group increased its direct and indirect shareholding in Addiko Bank AG to 9.63%, becoming one of the bank's largest shareholders. This follows earlier acquisitions by Alta Pay Group and signals growing investor interest....more
Addiko Bank AG Press Release • July 3, 2023
Addiko Bank AG announced that Tadej Krašovec joined the Management Board as of July 1, 2023. He is responsible for the Group’s Commercial Business and Network Management, including the SME and Retail Banking business segments....more
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