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4Front Credit Union's Overview

Total employees151
HeadquartersTraverse City
Founded2015

4Front Credit Union is a member-owned financial cooperative serving communities across Michigan. Formed in 2015 through the merger of Members Credit Union (founded 1954) and Bay Winds Federal Credit Union (founded 1934), 4Front is committed to providing its members with a comprehensive range of financial services. These include personal and business banking, loans (auto, mortgage, personal), investment services, and robust digital banking solutions. Their mission focuses on enhancing member financial well-being and actively participating in community development.

Where is 4Front Credit Union's Headquarters?

4Front Credit Union office4Front Credit Union office4Front Credit Union office4Front Credit Union office
*Images sourced via web search. Rights belong to original owners

HQ Function

Serves as the central administrative, operational, and strategic hub for the credit union, overseeing branch operations, member services, risk management, and corporate functions.

Notable Features:

Modern facility located in downtown Traverse City, designed to support efficient operations and house key decision-making functions. Its location offers accessibility and reflects its commitment to the local community.

Work Culture:

A member-focused and collaborative environment that emphasizes community involvement, teamwork, and the credit union philosophy of 'people helping people.' Employees are encouraged to provide excellent financial services and contribute to local initiatives.

HQ Significance:

The headquarters is the nerve center for strategic planning, policy development, regulatory compliance, and overall direction of the credit union. It supports all branch locations and digital service delivery to ensure consistent and quality member experiences.

Values Reflected in HQ: The headquarters operations reflect values of financial stewardship, member trust, community commitment, innovation in service, and operational excellence.

Location:

4Front Credit Union primarily serves members within specific regions of Michigan, USA, through its network of physical branches. While it does not operate international physical branches, its members can access their accounts and a wide array of services globally through its comprehensive online banking portal, mobile banking app, and extensive ATM networks (CO-OP Network).

Street Address:

700 E Front St

City:

Traverse City

State/Province:

Michigan

Country:

USA

4Front Credit Union's Global Presence

Petoskey, Michigan, USA

Address: 2100 US 31 North, Petoskey, MI 49770

To serve the diverse financial needs of members in Petoskey and the surrounding Emmet County area, offering convenient access to affordable banking products and personalized financial guidance.

Cadillac, Michigan, USA

Address: 1050 N. Mitchell Street, Cadillac, MI 49601

To support the financial well-being of the Cadillac community and Wexford County residents by providing accessible, member-focused financial solutions and expertise.

Holland, Michigan, USA

Address: 12420 Riley Street, Holland, MI 49424

To extend 4Front's member-centric financial services to the Holland area and Ottawa County, fostering financial literacy and economic growth within the community.

Buying Intent Signals for 4Front Credit Union

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of 4Front Credit Union

As of April 2025, 4Front Credit Union' leadership includes:

Andy Kempf - Chief Executive Officer
Zach Eychaner - Chief Operating Officer
Dustin Koncaba - Chief Financial Officer
Elizabeth Williams - Chief Experience Officer
Daniel Baker - Chief Lending Officer
Shelley Trombly - Chief Human Resources Officer
David Leuschen - Chief Information Officer

Investors of 4Front Credit Union

4Front Credit Union has been backed by several prominent investors over the years, including:

4Front Credit Union is a not-for-profit financial cooperative. It is owned and controlled by its members, not by external shareholders. Each member has an equal share and democratic say in the credit union's governance.

Executive New Hires/Exits in the Last 12 Months

Hire3
Exits0

4Front Credit Union has strategically strengthened its leadership by appointing key executives in areas like information technology, lending, and human resources over the recent 12-18 month period, positioning the credit union for continued growth and enhanced member service.

New Appointments:

David Leuschen, David Leuschen appointed as Chief Information Officer to drive technological advancements and enhance member digital experience.
Daniel Baker, Daniel Baker appointed as Chief Lending Officer to lead and expand the credit union's lending portfolio and services.
Shelley Trombly, Shelley Trombly appointed as Chief Human Resources Officer to lead HR initiatives and cultivate a strong organizational culture.

Technology (Tech Stack) used by 4Front Credit Union

Discover the tools 4Front Credit Union uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

4Front Credit Union Email Formats and Examples

4Front Credit Union likely uses standard professional email formats for its employees. Common patterns include the first initial followed by the last name, or first name separated by a dot from the last name, preceding '@4frontcu.com'.

[first_initial][last_name]@4frontcu.com or [first_name].[last_name]@4frontcu.com

Format

akempf@4frontcu.com

Example

85%

Success rate

News and media

CUInsightMay 8, 2023

4Front Credit Union Appoints David Leuschen Chief Information Officer

4Front Credit Union announced the appointment of David Leuschen as its new Chief Information Officer (CIO). Leuschen will lead the credit union’s technology strategy, digital transformation, and information security efforts....more

CUInsightMay 16, 2023

4Front Credit Union awards $40,000 in scholarships

4Front Credit Union awarded $40,000 in scholarships to 20 graduating high school seniors from communities it serves across Michigan, reinforcing its commitment to education and youth development....more

CUInsightJanuary 25, 2023

4Front Credit Union names Shelley Trombly Chief Human Resources Officer

4Front Credit Union has appointed Shelley Trombly as its new Chief Human Resources Officer (CHRO). Trombly will lead all aspects of human resources strategy and operations for the credit union....more

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