1st Merchant Funding (often referred to as 1st Merchant) is a financial services company specializing in providing alternative funding solutions, primarily merchant cash advances (MCAs) and other forms of working capital to small and medium-sized businesses across the United States. They aim to offer faster and more accessible financing options compared to traditional bank loans, enabling businesses to secure funds for inventory, expansion, equipment, marketing, or managing cash flow. Their process typically involves evaluating a business's future revenue streams, particularly credit card sales, to determine funding amounts and repayment terms.
The Miami headquarters serves as the central operational base, housing key departments including executive leadership, underwriting, sales, customer service, and marketing.
Located on Brickell Avenue, Miami's major financial district, the office is in a modern high-rise building, offering Class A office space and amenities. Proximity to other financial institutions and business services.
The work culture is likely dynamic and fast-paced, characteristic of the alternative finance industry. Emphasis would be on sales performance, client relationships, and efficient processing of funding applications.
The headquarters' location in Miami's financial heart underscores the company's focus on financial services and provides access to a skilled talent pool and a vibrant business ecosystem.
1st Merchant Funding primarily focuses its operations and services on businesses within the United States. While they do not maintain physical international offices, the businesses they fund may operate or trade globally. Their core infrastructure, including underwriting, customer support, and funding disbursement, is geared towards the U.S. market.
777 Brickell Ave, Suite 500
Miami
FL
USA
Address: Information not publicly specified; may be a representative or sales office.
To facilitate client acquisition and partnerships in the Northeast, a major economic region.
Address: N/A (Remote workforce)
To provide localized support and sales coverage across the United States, reaching small businesses in diverse markets.
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As of April 2025, 1st Merchant Funding' leadership includes:
1st Merchant Funding has been backed by several prominent investors over the years, including:
Based on publicly available information, there have been no major, widely reported executive hires or departures at the highest C-suite level for 1st Merchant Funding in the immediate past 12 months. The core leadership team appears stable.
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1st Merchant Funding (1stmerchant.com) commonly uses email formats that combine first name, last name, or initials. The most prevalent format appears to be the first initial followed by the last name.
[first_initial][last]@1stmerchant.com
Format
jdoe@1stmerchant.com
Example
85%
Success rate
deBanked • August 10, 2023
1st Merchant was announced as a Silver Sponsor for Broker Fair 2023, an event for brokers in the alternative finance and merchant cash advance industry. This highlights their active participation and support within the commercial finance community....more
Company Website/Blog • Ongoing
1st Merchant Funding regularly publishes blog posts and articles aimed at educating small business owners on topics related to merchant cash advances, working capital, and financial management. This content serves to position them as a knowledgeable resource in the alternative lending space....more
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