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1st Franklin Financial Corporation's Overview

Total employees991
HeadquartersToccoa
Founded1941

1st Franklin Financial Corporation (1FFC) has been offering personal loans and financial services to communities since 1941. They focus on providing friendly, personal service in local branches, helping individuals and families meet their financial needs. Their services typically include personal loans for various purposes like debt consolidation, unexpected expenses, or major purchases. They emphasize building relationships with customers and understanding their unique financial situations.

Where is 1st Franklin Financial Corporation's Headquarters?

HQ Function

The Toccoa headquarters serves as the central administrative and operational hub for the company. Key functions include executive leadership, strategic planning, finance, human resources, IT, marketing, compliance, and oversight of their extensive branch network.

Notable Features:

While specific architectural details are not widely publicized, the headquarters likely houses modern office facilities equipped to support the company's operations. Given its long history in Toccoa, the building may have historical significance to the local area.

Work Culture:

The work culture at 1st Franklin Financial, particularly at its headquarters, likely emphasizes community focus, customer service excellence, teamwork, and adherence to ethical financial practices. As a company with deep roots, a sense of tradition combined with modern financial service professionalism is expected.

HQ Significance:

The headquarters is significant as it's the originating location of the company and continues to direct its operations across multiple states. It represents the core of a company that has provided financial services for over 80 years, particularly in the Southeastern United States.

Values Reflected in HQ: The headquarters likely reflects the company's values of stability, community commitment, customer-centric service, and responsible lending.

Location:

1st Franklin Financial primarily operates within the Southeastern United States, with numerous branch locations in states such as Georgia, Alabama, South Carolina, North Carolina, Louisiana, Mississippi, and Tennessee. It does not have a significant international operational presence; its focus is on serving local communities within its US footprint.

Street Address:

121 Franklin St

City:

Toccoa

State/Province:

GA

Country:

USA

1st Franklin Financial Corporation's Global Presence

Anderson, SC, USA

Address: 3300 N Main St, Anderson, SC 29621 (Example branch address)

Serves the financial needs of individuals and families in the Anderson, South Carolina region, extending 1st Franklin Financial's community-based lending model.

Mobile, AL, USA

Address: 3920 Government Blvd, Mobile, AL 36693 (Example branch address)

Provides accessible financial solutions to the Mobile, Alabama community, supporting local residents with their borrowing needs.

Dalton, GA, USA

Address: 1506 W Walnut Ave, Dalton, GA 30720 (Example branch address)

Supports the financial well-being of the Dalton, Georgia community by offering tailored loan products and local service.

Buying Intent Signals for 1st Franklin Financial Corporation

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of 1st Franklin Financial Corporation

As of April 2025, 1st Franklin Financial Corporation' leadership includes:

Ginger O'Neal - President and Chief Executive Officer
Joe Thompson - Executive Vice President and Chief Financial Officer
Gary Sosebee - Executive Vice President and Chief Operating Officer
Tammy B. Moss - Executive Vice President, Human Resources
Marty Turbidy - Executive Vice President, Chief Information Officer

Investors of 1st Franklin Financial Corporation

1st Franklin Financial Corporation has been backed by several prominent investors over the years, including:

1st Franklin Financial Corporation is a privately held company. Information about specific private equity investors or ownership structure is not publicly disclosed.

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

Publicly available information regarding specific executive new hires or exits at 1st Franklin Financial in the last 12 months is limited. As a privately held company, these changes are not always broadly announced unless they involve very senior positions or are part of major strategic shifts.

Technology (Tech Stack) used by 1st Franklin Financial Corporation

Discover the tools 1st Franklin Financial Corporation uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

1st Franklin Financial Corporation Email Formats and Examples

1st Franklin Financial commonly uses the email format [first_initial][last]@1ffc.com. Variations such as [first].[last]@1ffc.com might also be in use.

[first_initial][last]@1ffc.com

Format

goneal@1ffc.com

Example

80%

Success rate

News and media

Atlanta Journal-Constitution (via PR Newswire)June 20, 2023

1st Franklin Financial Named a Top Workplace by The Atlanta Journal-Constitution for the 10th Consecutive Year

1st Franklin Financial Corporation announced it has been named a Top Workplace by The Atlanta Journal-Constitution for the tenth consecutive year. This recognition is based solely on employee feedback gathered through a third-party survey....more

1FFC Website NewsSeptember 7, 2023

1st Franklin Financial: Making a Difference For Teachers

1st Franklin Financial highlighted its 'Makes a Difference For Teachers' contest, an initiative where the company awards funds to deserving teachers for classroom supplies or projects, showcasing their commitment to local communities and education....more

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