121 Financial Credit Union (often referred to as 121fcu) is a member-owned, not-for-profit financial cooperative headquartered in Jacksonville, Florida. Established in 1935, it has a long history of serving the local community, originally for city employees of Jacksonville. Today, its membership is open to those who live, work, or worship in specific counties in Northeast Florida. 121 Financial offers a comprehensive range of financial products and services, including savings and checking accounts, auto loans, mortgages, credit cards, personal loans, business services, and investment planning. They emphasize community involvement and providing value to their members through competitive rates and lower fees compared to traditional banks.
Serves as the primary administrative center, housing executive leadership, operational departments, IT, marketing, human resources, and centralized member support services.
A modern office building designed to facilitate efficient operations and provide a welcoming environment for members who may visit for complex services or administrative matters.
The work culture at 121 Financial Credit Union is typically member-focused, collaborative, and community-oriented, reflecting its credit union philosophy. Employees often emphasize teamwork and dedication to member financial well-being.
The headquarters is significant as the core decision-making and strategic planning center for the credit union, directing its growth, service offerings, and community engagement across Northeast Florida.
121 Financial Credit Union primarily operates within Northeast Florida, focusing on serving its local member base. It does not have a physical global presence with international offices. However, like many credit unions, it participates in shared branching networks (such as CO-OP Shared Branch) which allow members to conduct transactions at thousands of participating credit union locations across the United States. They may also offer services like international wire transfers for members with global financial needs.
9700 Touchton Rd
Jacksonville
FL
USA
Address: 1714 Blanding Blvd, Middleburg, FL 32068
To extend accessible financial services and personalized support to members in the Middleburg community and surrounding areas of Clay County.
Address: 620 Wells Rd, Orange Park, FL 32073
Serves as a key financial service point for members residing or working in the Orange Park area, enhancing convenience and local engagement.
Address: 7200 Normandy Blvd, Jacksonville, FL 32205
To cater to the financial needs of the Westside Jacksonville community, offering convenient access to banking solutions and member services.
Address: 12250 San Jose Blvd, Jacksonville, FL 32223
Supports the financial well-being of members in the southern part of Duval County with tailored financial products and local expertise.
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As of April 2025, 121 Financial Credit Union' leadership includes:
121 Financial Credit Union has been backed by several prominent investors over the years, including:
David Marovich was appointed President & CEO in early 2023, succeeding Bruce Fafard who served as interim CEO. No other major publicly announced executive hires or exits have been noted in the immediate past 12 months for 121 Financial Credit Union.
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While 121 Financial Credit Union does not publicly disclose its exact email format structure, common formats for organizations of its type include [first_initial][last]@[domain] or [first].[last]@[domain]. For example, using the domain 121fcu.org.
[first_initial][last]@121fcu.org (e.g., jdoe@121fcu.org) or [first].[last]@121fcu.org (e.g. john.doe@121fcu.org)
Format
dmarovich@121fcu.org (example, based on a common format for CEO David Marovich)
Example
70%
Success rate
CUInsight • January 9, 2023
121 Financial Credit Union announced the appointment of David Marovich as its new President and Chief Executive Officer, effective January 9, 2023. Marovich succeeded Bruce Fafard, who served as Interim CEO....more
Jacksonville Daily Record • October 18, 2023
121 Financial Credit Union announced an expansion of its field of membership to include individuals who live, work, worship, or attend school in Baker, Clay, Duval, Flagler, Nassau, Putnam, and St. Johns counties. This change allows more residents of Northeast Florida to access their services....more
121fcu.org (Official Website News) • February 15, 2024
121 Financial Credit Union awarded grants to several Northeast Florida educators as part of its annual Teacher Grant Program. This initiative aims to support local teachers by funding classroom projects and educational resources....more
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