BORIKA-BANKSERVICE AD (БОРИКА - БАНКСЕРВИЗ АД) is a pivotal entity in Bulgaria's financial infrastructure, functioning as the national card and payment operator. It provides a wide array of services including payment system processing (Bcard national card scheme, MIR, UnionPay), interbank payment clearing, ATM and POS terminal services, electronic signatures, e-invoicing, and instant payments (Blink). BORIKA plays a critical role in ensuring the stability, security, and efficiency of electronic payments and financial transactions throughout Bulgaria, serving commercial banks, payment institutions, and government bodies. It is a strategically important company for the Bulgarian financial system.
The headquarters serves as the central operational hub for all national payment processing, technology development, strategic planning, risk management, and administrative functions of BORIKA.
Likely a modern, secure facility equipped with advanced data centers and technological infrastructure necessary for a national payment services provider. Emphasis would be on physical and cybersecurity.
A professional, technology-driven environment focusing on precision, security, reliability, and innovation in financial services. Collaboration with banking institutions and adherence to stringent regulatory standards are key aspects.
The headquarters is the nerve center for Bulgaria's non-cash payment ecosystem, essential for the daily financial operations of the country and its economic stability.
BORIKA-BANKSERVICE AD's primary operational scope and service delivery are concentrated within Bulgaria, as it serves as the national payment infrastructure. While they collaborate with international payment schemes (like Visa, Mastercard, UnionPay) and technology partners for interoperability and to adopt global standards, they do not typically maintain a significant physical office presence outside Bulgaria. Their 'global' interaction is more about enabling international card acceptance within Bulgaria and ensuring Bulgarian cards can be used abroad through partnerships.
41, Tsar Boris III Blvd.
Sofia
Sofia City Province
Bulgaria
Address: Various secure, undisclosed locations in and around Sofia
To ensure uninterrupted service delivery, data security, and disaster recovery for Bulgaria's entire financial payment system, supporting the primary headquarters' operations.
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As of April 2025, BORICA AD' leadership includes:
BORICA AD has been backed by several prominent investors over the years, including:
As of mid-2024, there have been no widely publicized major executive hires or departures at the top C-suite level of BORIKA-BANKSERVICE AD in the past 12 months, suggesting leadership stability. Any changes are typically announced on their official channels.
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Common email formats for BORIKA-BANKSERVICE AD likely follow standard corporate patterns using the @borica.bg domain. The most probable formats are [first_initial][last] or [first].[last].
[first].[last]@borica.bg (e.g., john.doe@borica.bg) or [first_initial][last]@borica.bg (e.g. jdoe@borica.bg)
Format
miroslav.vichev@borica.bg (Example, based on CEO Miroslav Vichev and common format)
Example
80%
Success rate
borica.bg (Official Website) • May 15, 2024
BORIKA AD announced that it has successfully undergone a regular oversight assessment conducted by the Bulgarian National Bank (BNB). The assessment covered BORIKA's payment systems - BISERA6, BISERA7-EUR, BORICA and Blink P2P, as well as its card payment services. The BNB confirmed compliance and operational stability....more
borica.bg (Official Website) • February 1, 2024
BORIKA participated in the conference 'Cybersecurity and Digitalisation – Leading European Practices,' presenting its advancements in digital identity (eID) and digital wallet solutions, highlighting their role in secure digital transformation for Bulgaria....more
seenews.com • November 13, 2023
Bulgarian payment services provider BORIKA has started offering UnionPay QR code payments at point-of-sale (POS) terminals within its network. This initiative aims to cater to the growing number of tourists using UnionPay, enhancing the payment convenience for them in Bulgaria....more
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