Fiat Lab was a specialized research and development lab dedicated to innovating at the intersection of decentralized finance (DeFi) and traditional financial systems, with a core mission of fostering global financial inclusion. It focused on conceptualizing and building infrastructure and applications designed to empower individuals, particularly in emerging markets, by providing greater access to financial services. Fiat Lab was acquired by Gluwa in August 2020, and its team and technological advancements were integrated into Gluwa to accelerate the development of Gluwa's borderless financial platform.
Served as a dedicated research and development center. Its primary functions included exploring novel applications of blockchain technology, developing DeFi protocols, and creating solutions to enhance financial accessibility and interoperability for Gluwa's platform.
As an R&D lab, its environment was likely characterized by agile development spaces, collaborative workstations, and advanced technological infrastructure conducive to rapid prototyping and innovation. Proximity to UC Berkeley and the Bay Area's tech ecosystem was a key feature.
The work culture at Fiat Lab would have been highly innovative, intellectually stimulating, and mission-driven. It likely fostered a fast-paced, collaborative environment focused on deep technical research and solving complex challenges in the fintech and blockchain space with a strong emphasis on real-world impact.
Fiat Lab's significance lies in its contribution of specialized research, intellectual property, and proof-of-concepts for decentralized financial solutions. These contributions were pivotal in accelerating Gluwa's development of a more inclusive and open financial infrastructure.
Although physically located in California, Fiat Lab's R&D initiatives were strategically focused on creating financial solutions with a global reach, specifically targeting the needs of users in emerging markets across Africa, Asia, and Latin America. Its technological advancements directly supported Gluwa's vision of a universally accessible, borderless financial platform.
Specific street address was not publicly detailed; Fiat Lab likely operated within Gluwa's existing facilities or in close proximity to technology incubators and university research centers in Berkeley.
Berkeley
California
USA
Address: Fiat Lab's operations were centralized at its primary R&D base in Berkeley, California, and integrated with Gluwa's operational structure.
The lab's primary purpose was global technology development rather than establishing regional market presence through multiple physical offices.
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As of April 2025, Fiat Lab' leadership includes:
Fiat Lab has been backed by several prominent investors over the years, including:
Fiat Lab was acquired by Gluwa in August 2020, and its team and operations were subsequently integrated into the parent company. As such, there has been no distinct executive news (hires, exits, or transitions) specifically for 'Fiat Lab' as a separate entity in the last 12 months. Any relevant leadership changes would be part of Gluwa's overall corporate announcements.
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Personnel involved with Fiat Lab's initiatives, being part of Gluwa, would primarily use email addresses under the Gluwa domain (gluwa.com). Common corporate email formats in the tech industry include [first].[last]@domain.com, [first_initial][last]@domain.com, or [first]@domain.com.
[first].[last]@gluwa.com or [first]@gluwa.com
Format
example: jane.doe@gluwa.com or john@gluwa.com
Example
75%
Success rate
Gluwa Official Blog (Medium) • August 5, 2020
Gluwa officially announced its acquisition of Fiat Lab, a research and development lab focused on pioneering solutions for financial inclusion by bridging decentralized finance (DeFi) with traditional financial systems. The strategic acquisition aimed to integrate Fiat Lab's innovative technology, intellectual property, and specialized talent pool to significantly enhance Gluwa's capabilities in building an open and accessible global financial ecosystem, particularly for users in emerging markets....more
UC Berkeley Sutardja Center for Entrepreneurship & Technology • February 20, 2020
While not solely about Fiat Lab, discussions around Gluwa's work and its connection to the Berkeley innovation ecosystem (including incubators and research initiatives like those Fiat Lab would leverage) highlighted the environment that fostered such R&D efforts. Fiat Lab's mission aligned with developing accessible financial services, a theme often discussed by Gluwa's leadership in such forums....more
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